Commercial lenders screening originations and monitoring existing CRE loan books.
Independent, comp-based valuations for origination screening. Continuous monitoring of value drift and LTV headroom across your commercial real estate loan portfolio.
Where commercial lenders use Valuevynt in their credit process.
Origination screening — independent value check
Run an independent automated valuation before engaging a broker appraisal. Identify applications where the requested loan amount implies an LTV well above your threshold before spending $3,000–$8,000 on a formal USPAP appraisal. Use the NOI estimate alongside the requested loan amount to calculate a preliminary DSCR and flag applications that don't reach your minimum coverage ratio before they enter the full credit process.
Portfolio monitoring — LTV covenant surveillance
Configure LTV covenant thresholds for each loan in your book. Receive alerts when updated valuations push LTV above covenant levels — before the annual renewal, not during it.
Submarket distress early-warning
Market Intelligence signals — CMBS delinquency concentration, rising vacancy — serve as early warning indicators for geographic pockets of your loan book. Review exposure before distress propagates to your collateral values.
Regulatory examination support
Documented, repeatable methodology with full comp tables and NOI build. Auditable valuation trail suitable for bank regulatory examination packages — not a black-box score.
Strengthen your CRE credit process.
Contact us to discuss integration with your origination workflow and portfolio monitoring needs.
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